Swickard: They will insure you lose on insurance

© 2017 Michael Swickard, Ph.D. “Most of the great problems we face are caused by politicians creating solutions to problems they created in the first place.” Walter E. Williams

             Healthcare is the battleground today because one set of politicians today are creating solutions to problems Congress caused in 2009. Shall we fix those problems or create even more problems?

            Caught in the middle are the American public who pays more and get less service. Why? Because the political healthcare plans are financial redistribution plans, not actual healthcare plans intending to provide better service for less money.

            The current healthcare plan in our country known as Obamacare came into being promising to lower costs. But the first action was to hire millions of lawyers, consultants, account managers, technical directors and bureaucrats to run the healthcare system. It suddenly costs more for healthcare.

            Who can possible looked surprised when healthcare cost much more because of it being the feeding bucket for millions of political people who are creating solutions to problems they created in the first place. They will insure you lose on insurance.

            One fact about healthcare not being discussed is that the political pushers of these new plans have and are making out well. When we have dysfunction in our country we should note who is making out well in the chaos. Namely: the politicians of both political parties.

            So, let me ask: why would either political party come to the aid of the country when both sides are doing well themselves with the chaos they are creating? They will not.

            My older brother Bill was born at home. The home in question was twenty miles south of Carrizozo on my Grandfather’s ranch. He was born in the front bedroom with Dr. Klump attending. The bill in 1947 for Bill was forty dollars. It paid for the doctor to attend.

            There was nothing in the bill for any account managers, tax consultants, primary attorney, secondary attorney, the lead consultant on births, the yada yada yada. Just what it cost the doctor to attend the birth.

            What I have is Dental Unsurance. It looks like insurance but doesn’t work. But there is millions of people in the company making money while not doing anything of value for the customers. Why? Because the politicians have set this system up.

            How to make healthcare better? First, stop making it worse for political gain. If you are in a hole and don’t like it first stop digging. That is what America must do. Rather than come up with a more involved system of bookkeeping and rules and regulations, we must step back.

            The media will make every step toward less government sound like the Black Death of 1346. It will not be but the scaremongers will point out that any reduction of government intrusion will kill at least 700 Billion people this week.

            There’s only 7.5 Billion people alive now, should I react to politicians saying 700 Billion people will die if we pull back on government intrusion? Nope.

 Email: drswickard@comcast.net - Swickard’s novel, Hideaway Hills,is available at Amazon.com 

Swickard: They will insure you lose on insurance

Swickard: Funny is all around us

© 2017 Michael Swickard, Ph.D.  “Comedy is simply a funny way of being serious.” Peter Ustinov

             No matter where I am I find funny things all around me. While I have a serious side, it’s connected to my comedy side. I should have a sign on the back of my head, “Clown on board.”

            At the hospital for a blood test I was asked, “When and where were you born?” I answered, “I was born August 24, 1950 at 11:35 a.m. in Delivery Room B, Holloman Air Force Base Hospital with Capitan Wilbur Anderson attending.” Yep, they looked up.

            I find so much funny day to day. Example: one day when I was doing talk radio I found a newspaper story that workers at the Federal Mint were striking. I read the headline, “Union workers at the Federal Mint strike demanding to make less money.”

            My motto is: blessed are they who can laugh at themselves for they shall never cease to be amused. At a Sonic, there was a gap of time between when I pushed the button and the order taker answered. She said, “Sorry for the wait…” I immediately said, “I’m not sorry, I got this extra weight here and enjoyed every bite of it.”

            The order takers said, “What?” I replied, “Never mind.”

            I love two story buildings with an elevator. When someone walks in I ask, “Which floor?” They look confused and say, “Two.” I punch the button and reply, “Good choice.”

            I have always admired cartoonists so much so that many years ago I started a cartoon strip and actually got one newspaper to carry it. The name was: In The Dark. All that was shown was the talking bubbles on a dark background. The dialog was funny such as: Why are the classroom lights off… budget cuts… what are we studying? The Dark Ages.

            Several months into the run the newspaper editor asked me, “What do your characters look like?” I replied, “They look like they are standing in the dark.

            He got a puzzled look on his face and asked, “You don’t know how to draw, do you?” I smiled, “Not even a stick figure so that’s why they are in the dark.” Go figure, he cancelled the strip and called it the stupidest thing he had ever seen. Perhaps it was, but I can put cartoonist on my writing credits.

            A couple of sayings: Doing it the hard way is always easier. And, easy money is always the hardest. Lead me not into temptation… I can find it myself. If you keep your feet firmly on the ground, you’ll have trouble putting on your pants.

            There was a question sent to some electrical workers in a neighborhood after a resident called management to report that they were cursing. The reply was, “Me and Amos was climbing up a pole when Amos dropped all his tools on my head so I said to him ‘Please be more careful’ or words to that effect.” I find that funny. 

Email: drswickard@comcast.net - Swickard’s novel, Hideaway Hills,is available at Amazon.com 

The NMSU Aggie Football team was on a 17 game losing streak

Swickard: Funny is all around us

Swickard: The smoking hot days of summer

© 2017 Michael Swickard, Ph.D.   For some of our fellow residents here in New Mexico there has been surprise that the daytime temperatures have suddenly been in the triple digits. And it is real dry here, too.

            The answer is simple: New Mexico has been in a drought for 280 million years, come next August so it should not come as a surprise, but it does for many of our residents.

            Newcomers can be excused because they have not lived somewhere that the seatbelt buckle in their car can be used as a branding iron if it was in the sun. And coins left on the seat of the car will leave an impression if they are in the sun. People bump their heads on the inside car roof when the pain travels from posterior to head.

            But these last few days people have been talking incessantly about the triple digit heat in New Mexico and other states. Entertainer George Burns was asked, “George, how is your wife?” He answered, “Compared to what?” That’s the answer for the heat wave.

            Some say wryly, “It’s a dry heat.” New Mexico is less noteworthy than Phoenix where 120 degrees is their fate. And that temperature in Phoenix doesn’t warrant more than a passing notice by their news media. “We see here where a highway has melted, details at six.”

            What to do here in New Mexico when it is broiling hot? We can prepare a couple pans of cookies to bake on the dash of the car which has two values: you get cookies and it functions as a car air freshener.

            Obviously, we should stay in a cool place and not be out mowing the lawn. Well, I say obviously because some New Mexicans are out mowing the lawn in the heat and with the sweat pouring off of them they ask, “Hot enough for ya?”

            Mostly what I have noticed these last few days is the look of surprise that somehow it got this hot. It does pretty much every year but the last time was about one year ago. We need to do something about that short-term memory loss, eh?

            It is similar to when the New Mexico winds start in March which they do start every March around these parts. People look surprised that parts of Arizona are moving to Texas by air over around and through us. It does so every year.

            What to do? Enjoy the scenic New Mexico vistas, even if they are hot. And enjoy the taste of hot green chile. Not the garbage from New York City, but real New Mexico Green Chile that announced its presence with authority.

            Remember, we are a friendly people so don’t be troubled that we wave hello in our car. We’re just being friendly.

            Likewise, we are averse to anyone telling us how they did things back where they came from. Just suggest whatever without mentioning back home. Especially, don’t tell us how hot it is back home, you are here now.

 Email: drswickard@comcast.net - Swickard’s novel, Hideaway Hills,is available at Amazon.com 

Swickard: The smoking hot days of summer

Swickard: Use lottery to fund math education

© 2017 Michael Swickard, Ph.D.  Surveys on American saving and investing indicates many Americans have no investments. Their plan for old age is to win the lottery. While I agree: “No dreamer too small, no dream too big,” there are limits to what society should encourage.

            People who understand math do not believe in the lottery. It’s like someone jumping out of an airplane without a parachute with the intention of landing on something soft. An action slightly possible but not probable.

            The New Mexico Lottery, under the guise of raising money for education, preys upon math challenged people. The ads suggest riches will shower down if you buy a lottery ticket.

            The proceeds from this tax on people who don’t understand math does go to education. However, it goes to general education, in fact, anything students wants to study. The tobacco settlement has the tobacco companies funding anti-smoking campaigns.

            Likewise, the New Mexico Lottery should go directly and entirely to math education. Every dollar should be channeled to making New Mexico students the envy of the nation when it comes to math.

            The first time I voiced this position I admit I was just trying to get a rise out of people, which I did. Upon reflection, I believe I stumbled onto something. If people can buy lottery tickets with the expectation of winning, they are showing their lack of math education.

             We should take their lack of numerate ability and use it constructively so that future generations don’t end up in the same condition. That’s the tobacco settlement method and it applies to people who lack numerate ability to the point that they think buying two lottery tickets significantly improves their chances of winning.

            The operational concept most lacking in people who are not numerate appears to be the ability to think in scale, to judge two things as they relate to each other in mathematical terms. People can buy a lottery ticket occasionally if the mood strikes. But at those odds, don’t expect anything but dreams.

            Once I was flying out of Chicago on a commercial airliner. We were on the ground in a long line of jets waiting to take off. The man next to me confessed that he was petrified of flying but had to make this trip.

            I pointed out the window. “There are over a hundred jets ready to take off just right here. Thousands of airplanes are in the air.”

            “Gosh,” he said, “I hope we don’t run into any of them.”

            I continued, “The scale of airline dysfunction (I didn’t want to use the word ‘crash’) is about one plane in two million flights. Not bad odds.”

            The guy next to me brightened slightly. “But what if this airplane is the one in two million?” he questioned.

            “Then whoever has a window seat gets a good look at it coming.” That sent him back into gloom. I forgot to ask if he had a lottery ticket, but I bet he did. He needed some math education.

 Email: drswickard@comcast.net - Swickard’s novel, Hideaway Hills,is available at Amazon.com 

Swickard: Use lottery to fund math education

Swickard: Harming students with summer vacation

© 2017 Michael Swickard, Ph.D.   If we know allowing academic skills to go unused causes those skills to atrophy, why have three-month summer vacations in public schools? And, why is there the notion that after high school graduation people don’t need to use their academic skills to retain them?

            The reason some high school graduates cannot read, write coherently or do math to an adequate level is not because they haven’t been taught these skills. Rather, it is that the students have allowed their academic skills to degenerate by not using those skills.

            The students are victims of the gap between being able to use a skill and the subsequent loss of the skill. If a skill such as writing or math is not used in a certain amount of time it will be lost. Some lose their skills slowly, but everyone will lose their skills if enough time passes without the skills being used.

            Summer vacations are harmful to students since most do not continue to use their academic skills, in fact, most do not open a book the entire vacation. When the students come back to school, the first two months are getting back to where the students were before the summer vacation. What a waste of academic time.

            The benefits of three months off are: janitors can leisurely wax floors, teachers get summer jobs or return to college and parents can send the kids to relatives. Students work on their tans, play video games late at night and sleep until noon.

            The three months off looks like everyone gets what they want. In the short term that is true, but the tragedy is that in the long term, students are short changed their proper education by these summer vacations.

            At high school graduation, students are told in glowing terms that they have achieved a great wisdom. They are finished developing their skills and no longer have to use these skills regularly. Many high school graduates believe those graduation speeches.

            The truth is they will achieve wisdom when their kids graduate from high school and not before. Their high school skills have a shelf life, like bread has a shelf life. They must use the skills regularly to retain those skills. If, at age twenty-five, the former students lack skills, most often these skills were lost from lack of use rather than never having been developed.

            Students must use their academic skills during their days in school and during the rest of their life. Summer vacations are one of the biggest threats to their ability to progress in school. It isn’t the vacation per se that harms the student, it is any time that months pass without the person using their academic skills.

            When that happens some people ask, “Why didn’t those darn schools teach them anything?” The answer doesn’t matter. Whether they had those academic skills and then lost them for lack of use or never had those skills, it’s all the same in the end.

            They do not have those skills.

 Email: drswickard@comcast.net - Swickard’s novel, Hideaway Hills,is available at Amazon.com 

Swickard: Harming students with summer vacation

Swickard: A funny thing happened in line

© 2017 Michael Swickard, Ph.D.  Many years ago, I was standing in a line at the university. It was the usual kind of line that college students stand and have stood in since the beginning of time.

            No one was speaking, each barricaded in their own world, secretly wishing the other people would have heart attacks so they could step over the fallen bodies to the head of the line. No matter what happens to our world, we will still have lines to stand in.

            Someone walked up, looked carefully at a piece of paper and then looked worriedly at the sign in front of the line. He started to leave, wavered, almost spoke aloud. He was fearful of being in the wrong line.

            At last, with an air of resignation, he stuck the paper in his pocket, sighed heavily and stepped into line; having decided it was the wrong line but he was going to have to go to the front of this line to find out which line he should have been standing in.

            I turned to him and said, “I wouldn’t mind lines so much if it wasn’t for all the waiting.”

            The effect on the people in line was immediate. Most smiled. I also smiled. Like the air rushing out of a balloon, the tension in the line vanished and people started talking to each other.

            You cannot stand in line with people who are on edge, ill-tempered and full of anger without it affecting you. Likewise, if person after person steps to the front of the line full of bile, it rubs off on the people behind the window until they are surly.

            Sooner than later, they hand that mouthful of bile right back to someone in the line forming a very destructive cycle.

            The way out is to talk to the people around you. Try a little humor if you like. Something like:

            I hear Governor Martinez just flew in from Santa Fe, I’ll bet her arms are tired. Or, how many psychology students does it take to change a light bulb? One, but the bulb has to want to change.

            You can just speak to the people in a friendly manner. You will be surprised how much better you both feel. While it is true that all workers should be nice to us regardless of how they are treated, the way it works is simply: the nicer you are, the better your chance to succeed in getting what you want.

            Seriously, when standing in any line to pay bills, get loans, buy stamps, ask simple questions, ask hard questions, ask unanswerable questions; whatever you are doing in lines, take your humor with you. Be gentle, I may be in the same line.

            Also, if you can’t bring yourself to laugh, at least smile, when you hear: I understand the Aggie football team is so tough that when they play horseshoes, they don’t even bother taking the shoes off of the horses.

            That will move the line right along.

 Email: drswickard@comcast.net - Swickard’s new novel, HideawayHills, is available at Amazon.com 

Swickard: A funny thing happened in line

Swickard: In praise of dabblers

© 2017 Michael Swickard, Ph.D.   Working smart is a mainstay of our country. I sometimes find people who I call “Dabblers” able to work smart in many different endeavors. My uncle Ralph and my Grandfather McKim were both dabblers of many different abilities to fix things.

            A hallmark of a great dabbler is not being entirely into a college career. Rather, it is the ability and inclination to take on an impressive array of jobs and do each one well. These people are not usually experts but they are completely competent in many areas.

            Myself, I’m competent at most home and auto repairs. But what I really know is when to call in someone who can fix whatever I’m working on. This last week I ran into a dabbler extraordinaire who amazed me with his abilities.

            The way this came about is that my uncle that I took care of many years until his passing in 2015 built his house in 1959. He had a 1934 Plymouth Coupe that he drove occasionally. The house was done in September and he parked the Plymouth in the garage. One of his friends helped him take the engine out to rebuild it. They disassembled the car.

            Then it happened, his mechanic friend was suddenly transferred by his job to the East Coast. Said Plymouth sat all these years awaiting a new mechanic. My uncle never reassembled the car.

            The dabbler this week bought the car from my uncle’s estate. We had to get it out of the garage. My uncle was from the Great Depression and didn’t throw anything away in all those years. Even plastic spoons. We carefully cleaned out the garage and loaded the car body on a trailer along with boxes and boxes of parts.

            This dabbler mechanic knew instantly every bolt, nut and piece of the car. He was able to mentally reassemble it in his mind. The real reassemble at his place will take a long time.

            We need the next generation of kids to learn how to dabble in many areas of fixing stuff. We have enough people who can sit and pass paper back and forth. We will need the next generation to have dabblers who can look at things that break in a house or car and fix them.

            For me it was taking three years of shop when I was in public school. No longer is shop a core curriculum and our society and students are missing out. In my three years I learned woodworking, electronics repair, automotive repair, welding and using tools.

            Shop needs to return to our public schools for every student. Boys and girls. Make all of them handy and then let them sort out what needs to be fixed. For every person who looks at the stars we need someone who can look at the biffy and know how to get it working again.

            Our society has a bountiful amount of goods but someone (dabblers) must be encouraged to learn how to fix these things.

Email: drswickard@comcast.net - Swickard’s new novel, HideawayHills, is available at Amazon.com 

Swickard: In praise of dabblers

Swickard: We need real driving tests

© 2017 Michael Swickard, Ph.D.   One great adventure is driving. From sitting safely in your home within seconds we can be at the edge of death. Just seconds. Turn the key and away we go. Most of the time we are fine.

            Our society has a blind spot. There are people who should not be driving. It is not that they cannot drive down a road. It’s they cannot deal with emergencies.

            After one large and three small driving issues, I took the keys away from an older relative. He was unhappy but that’s my job. Then I would see him out in the second car trying to start it.

            Nope, I fixed the car since he no longer had a driver’s license. He’d say, “I think I can still drive the car.” I would reply, “That car will take you right to the scene of the accident and you will be there ten minutes before the police. That gives you ten minutes to think of a reason why you are driving without a license.”

            He didn’t like it but saw the humor. Truthfully, he could drive but he was unable to deal with emergency situations. We owe our older citizens to take the keys away before a wreck.

            More so, we don’t test this aspect of driving. When renewing a license there’s no test to check those skills. In flying there is and it should be something we do with driving.

            Likewise, there is the notion that someone can drink and drive providing it isn’t past a limit. However, “Buzzed driving is drunk driving” means any impairment is potentially fatal.

            We talk a good game of safety but we don’t play the game. Example: I was standing in line and a person was describing that they had their sixth accident that year. Yikes! Why does that person have a driver’s license?

            Yes, we hear often of drivers driving on suspended licenses. The consequences of violating the law must be robust enough to stop all but the most egregious offenders and those we will have to incarcerate for our own safety.

            Are we going to get serious about safety or is it such a good living for the accident lawyers and undertakers? We need to have driving academies for anyone in an accident whither our fault or not. And, for everyone we need rigorous driving tests every two years. This needs to be not just for commercial drivers but for all drivers.

            Our society must take away the driving privileges of those people no longer able to deal with emergencies. It is not good enough to get the car in gear, like flying, every two years we must recertify our ability to deal with life or death driving situations.

            Yes, I know my license to drive will most likely be taken from me some day. Shuckins. But it is better safe than sorry. It would be nice if it was the driving tests that show my inability to handle emergencies rather than a real emergency.

Email: drswickard@comcast.net - Swickard’s new novel, HideawayHills, is available at Amazon.com 

Swickard: We need real driving tests

Swickard: When technology breaks suddenly

© 2017 Michael Swickard, Ph.D.   Early in life I learned how technology can let us down. It was my seventh birthday and I had lobbied desperately for a drum without much hope considering the look on my mother’s face.

            So, my Uncle Gene bought me a guitar for my birthday. When I opened the package my mother and I said simultaneously, “Oh my God!”

            It wasn’t a real guitar, rather, it had a crank which when turned played the tune “Oh Susanna.” This was before anyone with that name became the Governor of New Mexico.

            I turned the crank and the song was a hit. Uncle Gene had a big smile, even when my mother, while bringing him hot coffee, accidentally spilled it on him.

            I played the song again, and again. Then I decided to sing and even added some yodeling and a few yips. I was Johnny One Song all day long. My parents looked a little frayed.

            Then it was time to say my prayers, brush my teeth and go to bed. I played the song one last time for my mother as she tucked me in. What a present!

            Next morning, I jumped up, grabbed the guitar and turned the crank. No sound came out. The technological wonder broke while I was asleep. I was crestfallen. My uncle looked glum.

            I asked him, “Can you fix this?” He looked at my mother and then slowly shook his head. We all called him Uncle Genius, and I immediately knew that if he couldn’t fix it, heck, it was broken for good since he was an electrical engineer.

            I’ll admit I suspected that one of the grown-ups had some hand in the guitar not working, so I asked my mother if she or my dad had been playing “Old Susanna” on my guitar after I went to sleep. Her expression wavered between hysteria and alarm.

            She firmly stated that no one had been playing “Oh Susanna.” That meant I was forced to accept that the guitar broke on its own. Over the years other technological wonders have broken and they have broken at the most inconvenient times. In fact, I have come to expect it.

            We don’t know when our technology will break except it will be unexpectedly. That rule has been true. Lightning hit a few houses away and everything connected to the cable died. The power in the house wasn’t affected, just everything tied to the cable.

            I brought the almost still smoking cable box into the local cable office. The representative immediately proclaimed that when lightning hits and blows up technology, “It is an act of God.”

            I smiled, “Can I quote you?” He hesitated a moment and then nodded. So, I wrote a column a few years ago that a major international company affirms that there is a God. He seemed cranky the next time I saw him.

            It is likely that it wasn’t God who broke my guitar. But I now understand and have long since forgiven her.

 Email: drswickard@comcast.net - Swickard’s new novel, HideawayHills, is available at Amazon.com 

Swickard: When technology breaks suddenly

Swickard: The Chaos Theory of Education

© 2017 Michael Swickard, Ph.D.  At a recent meeting someone said in frustration, “I wish schools would just educate kids.” The person was vague as to specifics. I asked, “So you think educating is simple?”

            “Yes, you get a teacher and some children and let the teacher teach. It’s no big deal.”

            Perhaps that notion is both right and wrong. Simply put: education is when there is something you want to learn and you listen to someone or read something. But there’s an entire public education industrial complex in our society.

            That system of education is incredibly complex and fraught with dysfunction. Paul Simon wrote in a 1973 song, “When I think back on all the crap I learned in high school, it’s a wonder I can think at all.”

            There is a Chaos Theory in Weather Prediction stating when a butterfly flaps its wings in Beijing the weather changes ever so slightly in New York City. We know it will rain but not when. No matter how much money goes into weather prediction, it is limited to perhaps a week.

            In education, we know some children will learn, but not how much each will learn at any given time. Despite the industrial mania for testing we don’t have the ability to say if a teacher does something, students are guaranteed to learn.

            It is a very complex. There are so many factors that it is impossible to name them all. Some major factors are: interaction with parents, student age in months, brain development in the child, the child’s nutrition, eyesight, allergies and other physical issues.

            Some minor factors are: the latitude of the school. The northern schools have more coughing making it harder to hear. If we research the many thousands we might see school lunches are a 1.3% factor and the school having a winning football season a .0001% factor.

            What the Chaos Theory of Education illuminates is that despite the assurances that our educational leaders “know” what they are doing, they are as good as the weather service is at making one year weather predictions.

            In weather and public education, the plan has been that if the endeavor could be broken into a large enough number of measurable steps we would be able to rely upon the prediction. In education, every year there are more and more measures, more and more new strategies and pretty much the same percentage of children doing well or not doing well.

            The all-knowing expression many educational leaders wear should no longer cause us to be silent. That these leaders have impressive credentials or impressive titles or ornate offices does not matter.

            Perhaps the factory model of education which we use in America where all children are similar enough to educate in the same way will finally be proven to be false. Perhaps in the coming years children will spend less time in institutions and more time learning individually.

            Each student learns differently in so many ways. Public education can never function satisfactorily using a factory model.

 Email: drswickard@comcast.net - Swickard’s new novel, HideawayHills, is available at Amazon.com 

Swickard: The Chaos Theory of Education